Do SMEs Have an Unfulfilled Wish to Borrow?
Previously we have examined the behaviour of the one in three of SMEs that don’t use or want external finance – the ‘permanent non-borrower’. This time we look at the 7% (one in 15) of SMEs that wanted...
View ArticleTo What Extent do SMEs See Access to Finance as a Barrier to Their Business?
Access to finance is a key issue for Small and Medium-sized Enterprises (SMEs) and a policy challenge for government and banks. The SME Finance Monitor provides a robust and reliable view from SMEs...
View ArticleMonitoring SME Access to Finance
The eighth wave of the BDRC Continental quarterly SME Finance Monitor was published in May. The report investigates the availability of external finance for the UK’s small and medium-sized enterprises...
View ArticleExternal Credit Risk Ratings Explained
The external credit risk rating held on businesses by companies such as Experian and Dun and Bradstreet are used by banks and other lenders as one of the assessment factors for lending decisions. A...
View ArticlePersonal Funds Also Supporting SMEs
The SME Finance Monitor reports on more than just loan and overdraft applications, it also looks at the broader financial context for SMEs. One aspect of this is the blurring between business and...
View ArticleThe SME Market: One Size Does Not Fit All
As covered last time, the SME Finance Monitor reports on more than just applications for finance. It also reviews other business activities to provide context to the financial analysis. This article...
View ArticleLatest news from the SME Finance Monitor
The ninth SME Finance Monitor report was published at the end of August 2013. The largest independent survey of its kind, it provides detailed information on the issue of access to finance for SMEs,...
View ArticleBusiness Optimism Improves but Appetite for Finance Slackens
In the latest wave of the SME Finance Monitor there are signs of increased optimism about the economy and business prospects, but applications and appetite for finance remain muted.The SME Finance...
View ArticleDemand v. Supply Side Issues in SME Finance – Some Evidence to Consider
The role of bank finance and SMEs’ access to funding has returned to the media spotlight recently. The 10th SME Finance Monitor, an independent report on access to finance from BDRC Continental, was...
View ArticleLatest news from the SME Finance Monitor
In a more optimistic atmosphere, there are few signs of any increasing appetite for external finance among small and medium businesses. The latest SME Finance Monitor report was released at the end of...
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